NewFocus Financial Group | Blog

Understanding the Tax Treatment of Your ESPP

By Mark Farrelly, CFP®, CDFA® An employee stock purchase plan (ESPP) provides you with a convenient way to purchase company stock, often via payroll deduction. Like the way you contribute to a 401(k), you can easily allocate money to the ESPP via your paycheck. In addition, your ESPP may offer a purchase discount of up to 15%, allowing

Continue Reading ›

9 Action Steps to Start the New Year on Firm Financial Footing

1. Assess Where You Are •   Update your balance sheet so you know your starting point. •   Confirm cash reserves. If you’re still working, strive to maintain at least a six-month cash buffer for any emergencies or unforeseen circumstances such as medical costs or job loss. If you’re in retirement, strive to maintain three years

Continue Reading ›

What You Should Know for Your 2014 Taxes

Learn six key changes that can affect your 2014 tax return.

Continue Reading ›

Don’t Get Caught by the IRS: Know the Biggest Audit Risks

How not to get audited by the IRS.

Continue Reading ›

The IRS Makes It Easier to Save for Retirement in 2015

How much can you save in your 401(k) next year?

Continue Reading ›

How Freelancers and the Self-Employed Can Save on Taxes

Sole proprietors should consider setting up a solo 401(k).

Continue Reading ›

Roth Conversions: When the Math Makes Sense

Roth IRA conversions can save some taxpayers money.

Continue Reading ›

Tax Changes for 2013 and 2014

A recap of regulations affecting your returns.

Continue Reading ›
New Focus On Wealth

Subscribe on iTunes

Rob Black & Your Money

Subscribe on iTunes